Rural Home Check
Scenario template

USDA income limits by county

Check the USDA Guaranteed Loan income-limit workflow by household size and county.

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Short answer
USDA Guaranteed Loan income limits depend on household size and the property area's county or metro income table. The calculator compares your annual household income with the applicable FY 2025 moderate-income limit and links back to USDA's official PDF.
How to use this page
Use this when the address is still uncertain but you know the county where you are shopping.
Related checks
Can I Buy This House With a USDA Loan?USDA Property Eligibility by Address
Sources
USDA area layerreadyCensus geocoderaddress inputUSDA FY 2025 limits dated 06/18/2025snapshot
USDA income-limit sourceUSDA eligibility portal