Rural Home Check
USDA loan precheck

Can this home qualify for a USDA loan?

Enter an address, household size, and income. Get a clear first-pass answer with the official sources a lender will still need to verify.

Start here

Check property and income

Use a full address for the USDA map check. If the address is not final, state and county still let you compare income limits.

Location

Use an address for the USDA GIS property check.

Household

Purchase detailsOptional payment estimate
Try:
Trust check

See what was checked before you rely on the answer

Each result separates the USDA map signal, the income-limit comparison, and the lender caveat. That makes the answer easier to verify and harder to overread.

Property area

Address checked against USDA's ineligible-area layer

A matched address produces a map-backed signal. County-only mode skips the map and still checks income.

Income limit

Household income compared with the local limit

The result shows income, limit, margin, and source date so the buyer can see the reason.

Payment context

Optional purchase details estimate payment fit

The estimate is planning context only. A lender still needs full borrower review.

Common scenarios

Common USDA questions

Read FAQ
USDA workflow
USDA income limits by county

Check the USDA Guaranteed Loan income-limit workflow by household size and county.

Open scenario
USDA workflow
Can I buy this house with a USDA loan?

Run an address, income, household size, and payment scenario through a USDA loan precheck.

Open scenario
USDA workflow
USDA property eligibility by address

Check whether an address appears inside a USDA Rural Development ineligible area.

Open scenario